Privacy Statement & Terms Of Use

Nick Bowen places great emphasis on the protection of your personal information. This privacy policy outlines Nick Bowen’s treatment of personally identifiable information collected when you visit this site and/or use our services.


Collection of Personal Information

Nick Bowen will only collect personal information such as your name, address or credit card number if it is required to provide a service or fulfill an enquiry or request.

Nick Bowen collects information on website activity such as:

  • number of visitors
  • date and time of visits
  • number of pages viewed
  • navigation patterns
  • user’s system details

This information is collected purely for statistical purposes and cannot be used to identify you.


Accessing Collected Information

If you wish to access the information collected from you or have any concerns regarding the accuracy or extent of that information, please contact us.


Use and Disclosure of Collected Information

Your personal information will only be used for the sole purpose it was collected for. It will not be shared, sold or given to any third parties without your consent.


Security of Collected Information

Nick Bowen will take reasonable steps to ensure that all collected information is stored in a secure environment accessed only by authorised persons. Due to the nature of the internet, no data transmission can be guaranteed to be 100% secure. While Nick Bowen is committed to preventing any unauthorised misuse, modification or disclosure of data, we cannot guarantee the security of any information transmitted to us or received from us.


Nick Bowen reserves the right to change this privacy policy at any time without notification.


This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, we recommend you consider, with or without the assistance of a financial adviser, whether the information is appropriate in light of your particular needs and circumstances.


To assist you in doing this, you should obtain a copy of and consider the Product Disclosure Statement for the relevant product before making any decision.


Nick Bowen does not give any guarantee as to the reliability, accuracy or completeness of the information presented on this website.


Nick Bowen accepts no risk, responsibility or liability for damages or loss arising from the action or inaction of any person, body or organisation which is or purports to be reliant on information presented on this website.


Links from other web sites are the responsibility of that web site owner and may not be approved by Nick Bowen. Third party links are provided as a convenience to our users. Nick Bowen is not responsible for any of these sites or their content.

All material on this website is copyright © Nick Bowen 2011-2015.